India Fixed Income Data Bank
(This is for information and educational purposes only. This should not be
construed as a recommendation or investment advice even though the author is a CFA
Charterholder. Please consult your financial adviser before taking any
investment decision. Safe to assume the author has a vested interest in stocks
/ investments discussed if any.)
This
is a data bank related to fixed income products in India. The topics covered here are: Debt mutual funds including liquid mutual funds, hybrid mutual funds, sovereign gold bonds (SGBs), retirement schemes, Government of India's small savings schemes (Post Office schemes) like, PPF, NSC, SCSS, SSY and others, bank fixed deposits, corporate bonds and others.
Sources of information for the data bank and India-based Fintech apps for fixed income products are given at the end of the blog.
(article continues below)
------------------------
Related blogs on India Data:
India Forex Data Bank
------------------------
This is a typical list of topics:
|
Bank fixed deposits |
|
Corporate bonds |
|
Debt mutual funds |
|
Hybrid funds |
|
Inflation indexed bonds (IIBs) |
|
Liquid mutual funds |
|
Gilt funds |
|
National Savings Certificate (NSC) |
|
Public Provident Fund (PPF) |
|
Senior Citizens Savings Scheme (SCSS) |
|
Sukanya Samriddhi Yojana (SSY) |
|
Small savings schemes |
The author has over the years written various blogs on fixed income / debt financial products, including debt mutual funds, gilt funds, liquid mutual funds, floating rate bonds, small savings schemes, Public Provident Fund (PPF) and so on.
The articles on these subjects can be found here: Blog of Blogs Theme-wise under the topic Fixed Income / Debt.
The blog will be updated periodically with new data exhibits and charts. Newer updates will be at the top. This will enable readers to access all the related data at one place.
Brief
notes and relevant blog weblinks, if any, will be added along with the
data. You can click on the data exhibits for a better view.
- - -
--------------------------------------------------------------
Update 02Jul2024: Charts 1 and 2:
The coupon / interest rates of these bonds are reset every half-year on January 1st and July 1st of every year and are linked, with a positive spread of 35 basis points (one percentage point equals 100 basis points), over the interest rate on 5-year National Savings Certificate (NSC) issued by India Post Office.
The following is a chart containing half-yearly interest rates on FRSB, 2020 (T) since its introduction in Jul2020:
The following is a chart containing the salient features of FRSB, 2020 (T):
-------------------
Sources of information for this India Fixed Income Data Bank:
Reserve Bank of India
Value Research Online
------------------------
India-based Fintech apps for fixed income products
Wint Wealth @WintWealth bags online bond platform provider (OBPP) license from SEBI - Fourdegreewater Capital Pvt Ltd - Anshul Gupta
BondsIndia is a SEBI registered OBPP (Launchpad Fintech Pvt Ltd)
IndiaBonds is a SEBI registered OBPP (India Bond Pvt Ltd)
Grip Broking Pvt Ltd is a SEBI registered OBPP
GoldenPi Securities Pvt Ltd is a SEBI registered OBPP (GoldenPi Technologies Pvt Ltd is the holding company of GoldenPi Securities Pvt Ltd)
StableMoney (bank fixed deposits)
------------------------
Related Blog on Fixed Income:
Indian Economy Data Bank 13Jun2024
Mutual Fund Asset Class Returns 31Mar2024
Gilt Funds Worth Considering 14Apr2024
Analysis of Small Savings Schemes and Interest Rates (India Gazette Notification 12Dec2019) 09Nov2023
Understanding Floating Rate Savings Bonds 2020 (Taxable) 05May2023 - FRSB
The Scourge of Negative Real Interest Rates Continues 02Apr2023
Negative Impact of Debt Mutual Fund Tax Changes (quixotic changes by PM Modi government) MF tax rates 25Mar2023
How Rates and Ratios are Moving 26May2022
Saver's curse: Low Savings Rates and Liquid Mutual Fund Returns 10Dec2021
Inflation Indexed Bonds (IIB) 05Oct2011
My Tweets (X Posts):
Tweet (Post X) thread 02Jun2024 - India Fixed Income Data Bank
The Reference Shelf:
Top image: AI-image from Google Gemini
------------------------
Read more:
Blog of Blogs Theme-wise
Indian Economy Data Bank
India Forex Data Bank
Global Market Data 30Jun2024
Brief History of India's 1991 Forex Crisis and Gold Pledge
You Can Boast About It!
Big Surge in Number of Shareholders in PSUs
Why RBI Won't Favour A Strong Rupee
Currency Pairs: How to Calculate Depreciation or Appreciation
Sensex versus Gold Price
RBI's Record Surplus Transfer to Govt of India
The Little Secret Behind Nifty Next 50 Index's Recent Success
Rapid Rise of India's PMS Industry
NSE Indices Calendar Year Returns: 2006 to 2024
How to Buy Nifty Midcap Index 03May2024
Understanding Real Sensex and Currency Debasement
Select Gilt Funds Performance
Disclosure: I've got a vested interest in Indian stocks and other investments. It's safe to assume I've interest in the financial instruments / products discussed, if any.
Disclaimer: The analysis and opinion provided here are only for information purposes and should not be construed as investment advice. Investors should consult their own financial advisers before making any investments. The author is a CFA Charterholder with a vested interest in financial markets.
CFA Charter credentials - CFA Member Profile
CFA Badge
Viewing Options for this blog in different formats:
He blogs at:
https://ramakrishnavadlamudi.blogspot.com/
X (Twitter) @vrk100
