Thursday 22 July 2021

Questions & Answers on State Bank of India - VRK100 - 22Jul2021

 Questions and Answers on State Bank of India 

 

 
(Prepared by RamaKrishna Vadlamudi, Hyderabad; all these questions are related to India's largest bank State Bank of India and data are India-related)

1) Total number of customers in State Bank of India (SBI) are 45.92 crore (as on 31 March 2021)

2) SBI's market share in deposits is 23.3% (as on 31 March 2021)
 
3) SBI's market share in advances is 19.8% (as on 31 March 2021)
 
4) Total number of bank branches in SBI is 22,219 (as on 31 March 2021)
 
5) Total BC (banking correspondent) outlets in SBI are 71,968 (as on 31 March 2021)
 
6) SBI's market share in number of POS (point of sale) is 13.2% (as on 31 March 2021)
 
7) SBI's market share in debit card spends is 29.2% (as on 31 March 2021)
 
8) Total number of financial inclusion accounts in SBI are 16.2 crore (as on 31 March 2021)
 
9) The shareholding of President of India in SBI paid-up capital is 57.6% (as on 31 March 2021)
 
10) The authorised capital of SBI is Rs 5,000 crore (as on 31 March 2021)
 
11) The paid-up capital of SBI is Rs 892.50 crore (as on 31 March 2021)
 
12) What rank does SBI have in market capitalisation (market cap) among Indian banks? 
 
SBI's rank is third among Indian banks in terms of market cap. Its market cap as on date is Rs 376,000 crore; while HDFC Bank and ICICI Bank have Rs 800,000 crore and Rs 454,000 crore respectively.
 
13) What is the dividend paid by SBI to its equity holders in June 2021? 
 
Rs 4 per equity share.
 
14) What is the credit rating given by Crisil Ltd for Rs 5,000-crore SBI Tier 1 bonds (under Basel III)? 
 
It is AA+/Stable (Double A Plus, stable).
 
15) The CASA deposits ratio of SBI is 46.2% (as on 31 March 2021)
 
16) The total capital adequacy ratio (under Basel III) of SBI is 13.74% -- of which Tier 1 ratio is 11.44% (as on 31 March 2021)
 
17) What is the share of SBI in SBI Life Insurance Co Ltd?
 
It is 55.50%. (as on 31 March 2021)
 
18) Who is the chairman of SBI General Insurance Co Ltd?
 
Dinesh Kumar Khara
 
19) Who is the chairman of SBI Capital Markets Ltd? 
 
Dinesh Kumar Khara
 
20) Total numbers of overseas customers on-boarded through the SBI YONO platform are 40,000 (as on 31 March 2021) (YONO is SBI's digital platform providing seamless transactions to its customers through YONO Mobile App and YONO Website -- YONO stands for You Need Only One)
 
21) Countries where SBI YONO has been launched -- the UK, Maldives, Canada, Mauritius, Bangladesh and Sri Lanka.
 
22) What is the share of SBI in Jio Payments Bank Ltd? 
 
It is 30 per cent.
 
23) SBI's provision coverage ratio (PCR) is 87.75% (as on 31 March 2021)
 
24) SBI's gross NPA ratio is 4.98% (as on 31 March 2021)
 
25) The shareholding of SBI in Yes Bank Ltd is 30% (as on 31 March 2021)
 
26) Is it correct to say Yes Bank is an associate of SBI? 
 
It is correct. (SBI infused capital to the tune of Rs 1,760 crore in  Yes Bank in July 2020 as part of the government restructuring of troubled Yes Bank).
 
27) Number of subsidiaries owned by SBI is 27 (as on 31 March 2021)
 
28) What is the share price of SBI? 
 
Rs 422 per share as on 22nd of July 2021
 
29) Is SBI a domestic systemically important bank (D-SIB) as per Reserve Bank of India (RBI)? 
 
Yes, SBI is a D-SIB along with HDFC Bank and ICICI Bank.
 

30) When did SBI issue GDRs or GDR shares (global depository receipts)? 

 

They were issued in 1996 and they are listed on London Stock Exchange (LSE).

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Disclosure:  I've vested interested in Indian stocks and other investments. It's safe to assume I've interest in the financial products discussed, if any.

Disclaimer: The analysis and opinion provided here are only for information purposes and should not be construed as investment advice. Investors should consult their own financial advisers before making any investments. The author is a CFA Charterholder with a vested interest in financial markets. He blogs at:

https://ramakrishnavadlamudi.blogspot.com/

https://www.scribd.com/vrk100

Twitter @vrk100  

 

 

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